Here’s Why You Shouldn’t Max Out Your Budget When Buying A Home — Urban Resource

We are committed to respecting your right to privacy and protecting your
information when you visit or use our services.

This privacy policy also describes the choices available to you regarding our use of your personal information
and how you can access and update this information.

We want you to understand what information we gather about you, how
we use it and the safeguards we have in place to protect it. This Privacy Policy applies to information collected
through this website and otherwise. Your use of this website and our services, and any disputes arising from it,
is subject to this Privacy Policy as well as the Terms of Use and all its dispute resolution provisions, including
arbitration, limitation on damages and choice of law.

This website is a general audience site and we do not knowingly collect personal information from
children under the age of 13.

If you have questions or concerns regarding this policy, you should first contact our
website and advertising vendor at support@ylopo.com

1. Collection and Use of Your Personal Information
We collect Personal Information from you only when you voluntarily submit it in order to obtain certain
information, including without limitation (A) requests to find out more about our programs; (B) requests to
contact us; and (C) requests to forward your information to one of our affiliates.

We honor all “do not track” requests and settings. If you use any signal(s) or other mechanism(s) that provides
you the ability to exercise choice regarding the collection of personally identifiable information about your
online activities over time and across third-party websites or online services, we will not attempt to override
such signals or mechanisms, nor will we track your use of any such signal or mechanism. When you use our website,
no other parties can collect personally identifiable information about your online activities over time and across
different websites. Your choice is indicated by your settings in your web browser. A “do not track” indication
sent from your web browser will result in any tracking activity (i.e., tracking cookies) within the website to be
programmatically disabled.

By clicking the Submit button, you agree to have your information shared with us and for us to contact you via
telephone, mobile phone (including through automated dialing, text SMS/MMS, or pre-recorded messaging) and/or
email, even if your telephone number is on a corporate, state, or the National Do Not Call Registry, and you agree
to our Privacy Policy.
Special Notice to California Residents. If you are a resident of California, in addition to the rights set forth
in this Privacy Policy:

1. We will not share any personal information about you to the extent prohibited by applicable California law or
to the extent your prior consent to share is required by applicable California law; and

2. You have the right to request information from us regarding the manner in which we share certain categories of
information with third parties for their direct marketing purposes. California law gives you the right to send us
a request at a designated address to receive the following information

• 1.1. the categories of information we disclosed to third parties for their direct marketing purposes during
  the preceding calendar year
• 1.2. the names and addresses of the third parties that received that information; and
• 1.3. if the nature of the third party’s business cannot be determined from their name, examples of the
  products or services marketed.

The rights of Users

We adopt this Notice to comply with the California Consumer Privacy Act of 2018 (CCPA). Any terms defined in the
CCPA have the same meaning when used in this Notice.
Users may exercise certain rights regarding their Data processed by the Owner.
In particular, Users have the right to do the following:

• Withdraw their consent at any time. Users have the right to withdraw consent where they
  have previously given their consent to the processing
  of their Personal Data.
• Object to processing of their Data. Users have the right to object to the processing of
  their Data if the processing is carried out on a legal
  basis other than consent. Further details are provided in the dedicated section below.
• Access their Data. Users have the right to learn if Data is being processed by the Owner,
  obtain disclosure regarding certain
  aspects of the processing and obtain a copy of the Data undergoing processing.
• Verify and seek rectification. Users have the right to verify the accuracy of their Data
  and ask for it to be updated or corrected.
• Restrict the processing of their Data. Restrict the processing of their Data. Users have
  the right, under certain circumstances, to restrict the
  processing of their Data. In this case, the Owner will not process their Data for any purpose other than
  storing it.
• Have their Personal Data deleted or otherwise removed. Users have the right, under
  certain circumstances, to obtain the erasure of their Data from the Owner.
• Receive their Data and have it transferred to another controller. Users have the right to
  receive their Data in a structured, commonly used and machine readable format and,
  if technically feasible, to have it transmitted to another controller without any hindrance. This
  provision is applicable provided that the Data is processed by automated means and that the processing is
  based on the User’s consent, on a contract which the User is part of or on pre-contractual
  obligations thereof.
• Lodge a complaint. Users have the right to bring a claim before their competent data
  protection authority.

Details about the right to object to processing

Where Personal Data is processed for a public interest, in the exercise of an official authority vested in the
Owner or for the purposes of the legitimate interests pursued by the Owner, Users may object to such processing by
providing a ground related to their particular situation to justify the objection.

Users must know that, however, should their Personal Data be processed for direct marketing purposes, they can
object to that processing at any time without providing any justification. To learn, whether the Owner is
processing Personal Data for direct marketing purposes, Users may refer to the relevant sections of this
document.

How to exercise these rights

Any requests to exercise User rights can be directed to the Owner through the contact details provided in this
document. These requests can be exercised free of charge and will be addressed by the Owner as early as possible
and always within one month.

We may provide this information in a standardized format that is not specific to you. The designated email address
for these requests is support@ylopo.com

Consent to Receiving Emails, Auto-Dialing & Auto-Texting:

By registering, you are giving us and our professional real estate clients and advertisers permission to contact
you via text message, email, or telephone using the email address and/or telephone number that you have provided
during the registration process. Such contact may, from time to time, include attempts to contact you via
auto-dialing or auto-texting technology. You may opt out of receiving these forms of communication by
unsubscribing from any email communication or texting STOP as a reply to one of our text communications. There is
no fee charged by us or its advertisers to receive text messages, however, your
mobile service provider may charge you for sending and/or receiving text messages and air-time, as well as any
other standard applicable rates charged by your mobile service provider.

Information Sharing

We may share your personal information with business associated with this site, only in the ways that are described in this Privacy Statement. We may provide your personal information to our subcontractors in support of our services, such as customer service. These companies are authorized to use your personal information as is necessary to provide these services to you.

We may also disclose your personal information:

• As required by law such as to comply with a subpoena, or similar legal process.
• When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud or respond to a government request,
• To any other third party with your prior consent to do so.

Cookies and Other Tracking Technologies

We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used
to collect general usage and volume statistical information that does not include personal information.

We may use another company to place cookies on your computer to collect non-personally
identifiable information to compile aggregated statistics for us about visitors to our site.

Links to Other Web Sites

Our Site includes links to other Websites whose privacy practices may differ from ours. If you submit personal
information to any of those sites, your information is governed by their privacy policy statements. We encourage
you to carefully read the privacy statement of any Web site you visit.

Security

The security of your personal information
is important to us. We follow generally accepted industry standards to protect the personal information submitted
to us, both during transmission and once we receive it. No method of transmission over the internet, or method of
electronic storage is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any
questions about the security of our Web site, you can contact our website
and advertising provider support@ylopo.com

Additional Policy Information

Our Web site includes Widgets, which are interactive mini-programs that run on our site to provide specific
services from another company (e.g. displaying the news, opinions, music, etc.). Personal information, such as
your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to
function properly. Information collected by this Widget is governed by the privacy policy of the company that
created it.

Our Web site offers publicly accessible blogs, social media, or community forums such as Facebook, Twitter, or
Google Plus. You should be aware that any information you provide in these areas may be read, collected, and used
by others who access them.

Visiting our Websites From Outside the United States.

This Privacy Policy is intended to cover collection of information on our websites from
residents of the United States. If you are visiting our websites from outside the United States, please be aware
that your information may be transferred to, stored and processed in the United States where our servers are
located and our central database is operated. The data protection and other laws of the United States and other
countries might not be as comprehensive as those in your country. By using our services, you understand that your
information may be transferred to our facilities and those third parties with whom we share it as described in
this Privacy Policy.

No Rights of Third Parties.

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal
information relating to users of our websites.

Notification of Privacy Policy Statement Changes

We may update this privacy statement to reflect changes to our information practices or changes in regulations
governing privacy. If we make any material changes we will notify you by email (sent to the email address
specified in your account) or by means of a notice on this Site prior to the change becoming effective. We
encourage you to periodically review this page for the latest information on our privacy practices.

This Privacy Policy was last revised on July 13, 2023. We reserve the right to modify or
amend this policy at any time by posting the revised Privacy Policy on the website.